2008 ‐ Present – Managing Broker/Owner ‐ The House Store

Hands on Broker/Manager with 22 years of real estate experience, with a primary focus on REO for the past 18 years. Actively involved in Listing and Selling REO, Bank and HUD ‐ Owned, Distressed, and Short Sale Properties with 1200+ Closed Transactions.

1987 to Present ‐ 572nd Air Force Band, Tennessee Air National Guard

Instrumentalist providing musical support for the Unit with the rank of Master Sergeant (E‐7); Unit Deployment Manger; Assistant VCO for Transportation Section. Perform with the Concert Band, Jazz Band, Rock/Pop Band, Clarinet Quartet, and other musical ensembles as needed.

1995 to 2008 ‐ Residential Real Estate Sales, Realty Executives Associates

Licensed Agent listing and selling single‐family homes with the largest local real estate company in the greater Knoxville marketplace. Developed expertise in managing and marketing bank‐owned and distressed properties that facilitated starting an independent real estate company.

1993 to 1995 ‐ Residential Real Estate Sales, ERA Real Estate Center

Licensed Agent listing and selling single‐family homes with a small local real estate company in the Knoxville area.

Key Performance Indicators – 2015

•Total Transactions: 212

•Sales Volume: 22,885,652

•REO Transactions: 108

•REO Sales Volume: 10,369,405

•Average DOM: 54

•Average Days to Close: 35

•List Price/Sales Price: 92%

•BPO Value/List Price: 105%

•BPO Value/Sales Price: 95%

•Cash for Keys Contact Rate: 98%

•Cash for Keys Success Rate: 95%

Ofori/HUD NLB from October, 2010 – January, 2016

Listed 259 HUD – owned properties with a Total Sales Volume of $18,200,000 (approx.) and also Sold 75 properties; 53 listed by The House Store, and 22 listed by other companies.

In this capacity, I taught the Section on Selling HUD – owned homes, that was part of a

CE Class on selling REO/Bank/HUD Properties, at our local Board of Realtors. Very familiar with HUD Offer submission process; Sales Contract and required documentation; Yardi and TenD systems.

Additional Qualifications

•Woman – Veteran owned small business

•Redundant Back‐up of all computer Data and Records, both on and off site

•Disaster Recovery Plan

•Bill Payment – Capitalized to handle utilities/repairs up to $3000 per property

•Inspection Agents equipped to handle minor preservation issues

•Contractor Database for Emergency/Preservation repairs

•DUNS # 027663565

•NAID # HSSTR‐8137

Education, Training and Certifications

• 2013 – WOSB Woman Owned Small Business

• 2012 – CDPE Certified Distressed Property Expert ‐ Charfen Institute 2009 CCIM CI 101 Financial Analysis

• 2008 – Tennessee Real Estate Broker License

• 2007 – CREO Certified REO Specialist ‐ NRBA

• 2005 – CRS Certified Residential Specialist

• 2000 – ABR Accredited Buyers Representative

• 1999 – GRI Graduate, Realtors Institute

• 1999 – NAR/HUD Diversity Certification

• 1993 – Tennessee Real Estate License

Professional Memberships and Awards

• NRBA – National REO Brokers Association 2000

• NAR – National Association of Realtors 1993

• TAR – Tennessee Association of Realtors 1993

• 2007 – President’s Award National REO Brokers Association

• 2006, 2009 – Knoxville Area Association of Realtors Diamond Award of Excellence

• 1996 ‐ 2013 – Knoxville Area Association of Realtors Award of Excellence (Program discontinued)

• 2002, 2004 ‐ 2008 – Realty Executives 100% Club

• 2005 – Knoxville Area Association of Realtors 5‐Star Service Award Hall of Fame

• 1998 ‐ 2004 – Knoxville Area Association of Realtors 5‐Star Service Award